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Most people will likely earn more with a flat-rate card that earns higher rate of cash back, including the Citi® Double Cash Card, which offers up to 2 percent cash back – 1 percent when you make a purchase and 1 percent when you pay for your purchase.
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While the card’s boosted rate on hotels and rental cards through Capital One Travel sets it apart from the slew of cards that reward 1.5 percent back on every purchase, these purchases don’t make up a huge portion of the average person’s spending. This is a great option for a cardholder who wants a low-maintenance rewards card it, but it gives you few options for strategizing and boosting your cash back earnings. You earn unlimited 1.5 percent cash back on every purchase, as well as 5% cash back on hotels and rental cars booked through Capital One Travel. The Quicksilver card’s earning scheme is designed for users who prefer simplicity rather than for maximizing value.
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See related: Capital One Quicksilver video review A just-decent everyday cash back card But cardholders ready to go the extra mile with their credit cards may be majorly missing out with this all-too-simple cash back card. Capital One Quicksilver review: More detailsīefore you apply for the Capital One Quicksilver Cash Rewards Credit Card, you should ask yourself: What kind of cardholder am I? Are you someone with good to excellent credit, who pays bills on time, but has little time or patience for credit card upkeep or for juggling more than one card at once? Or, are you willing to pour time into your cards to earn extra cash back?įor cardholders who want to keep things simple, the Quicksilver card is a good choice.
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